Community Programs

Investing in Communities, Empowering Change

About Our Programs

Our Community Investment programs help our members and the communities they serve thrive. FHLB Dallas offers specialized grant and advance (loan) programs to assist members in financing local affordable housing and economic development.

2024 Objectives

Small Business Boost

$4M

$3.4M

$3M

Homebuyer Equity Leverage Partnership

$6.5M

$6.4M

$15.5M

FHLB Dallas FORTIFIED

$1.75M

$1.1M

$4M

Special Needs Assistance Program

$2M

$1.9M

$2M

View Our Outcomes

Community Impact

Through member financial institutions we provide affordable housing and community investment financing to make a positive impact and drive economic growth.

$28.4M

Affordable Housing funds awarded in 2023

$6.4M

HELP Funds Awarded in 2023

$557K

Partnership Grant Funds Awarded in 2023

Stories of Hope

Whether you are a homeowner, a veteran, a small business owner or need home retrofits because of a disability, our programs can make a positive difference in your life.

Featured Stories

AHP Funds Revitalize Fort Worth Historic District

Texas

“You shouldn’t have to move away to have a nice place to live.”

FHLB Dallas FORTIFIED Fund Offers Grants for Storm-Resistant Roofs

ALL

Funding for Community Impact

Make a positive impact in your community with our affordable funding. Support economic development and revitalize targeted communities. Let's create a brighter future together.

Texas Homeowner Keeps Cool with SNAP

Texas

With temperatures rising well into the high 90s, Edward Montemayor, 58, knows all too well the intensity of Texas summer heat.

Mississippi Woman Realizes Dream of Homeownership

Mississippi

Long-time Macon, Mississippi, resident Lacey Harmon was ready to put down roots by purchasing a home. But first she needed help with a down payment.

Grant Helps Texas Retiree Complete Much-Needed Home Repairs

Texas

Hosea Fain has been a proud homeowner in Dallas, Texas, for more than 30 years. But it became tougher to maintain and repair after a 2008 injury on the job.

A New Roof Over His Head

Mississippi

Dana Dronet’s roof was damaged from Hurricane Ida in 2021 and he worried every time it rained. Then, he and his caretaker learned about a program that could help.

FHLB Dallas Names Bank of Anguilla 2024 CARE Award Winner

Mississippi

See how 2024 CARE Award honoree Bank of Anguilla helped more than 70 businesses in Rolling Fork rebuild after a deadly tornado.

FHLB Dallas Awards Nearly $100 Million in Affordable Housing Program Grants

See how members and community organizations are using AHP funds to enhance their communities.

FHLB Dallas and Members Award $80K to Dallas Area Nonprofits

Texas

Our Programs

FHLB Dallas programs offer funds for single and multifamily housing developments, homeowner assistance, small business investment and disaster recovery assistance. Together with local financial institutions, we are powering economic growth and improving lives.

Affordable Housing Program

The Affordable Housing Program (AHP) is a competitive grant program that provides gap funding through member institutions for affordable housing projects. The funds are intended to assist FHLB Dallas members in financing the purchase, construction and/or rehabilitation of owner-occupied, rental or transitional housing, as well as housing for homeless individuals in their community.

Disaster Recovery Assistance Programs

Disaster Rebuilding Assistance

The Disaster Rebuilding Assistance (DRA) program provides subsidies through member institutions for the repair and rehabilitation of owner-occupied housing affected by a disaster in federally declared disaster areas within FHLB Dallas' District.

Disaster Relief Program

The Disaster Relief Program (DRP) advances provide favorably priced advance funding to support recovery efforts in Federal Emergency Management Agency (FEMA) declared disaster areas in FHLB Dallas’ five-state District.

Small Business Recovery Grant (SBRG)

The Small Business Recovery Grant (SBRG) is a first-come, first-served noncompetitive grant program designed to assist member institutions in providing relief assistance to small businesses due to the severe weather. The program is activated at the discretion of the Board of Directors and Dallas FHLB executive team.

Homeownership and Homebuyer Programs

Housing Assistance for Veterans

The Housing Assistance for Veterans (HAVEN) program provides grants for home modifications, new construction and down payment assistance through member institutions to assist veterans, reservists and service members who have a service-related disability, as well as Gold Star Families impacted from August 2, 1990, to the present.

Homebuyer Equity Leverage Partnership

The Homebuyer Equity Leverage Partnership (HELP) program provides grants through member institutions to income-qualified, first-time homebuyers for down payment and closing cost assistance.

Heirs’ Property Program

The Heirs' Property Program provides grants to assist organizations such as nonprofit, governmental and tribal entities with initiatives that help prevent or address heirs’ property issues.

Native American Housing Opportunities Fund

Native American Housing Opportunities Fund provides grants to federally recognized tribes and Tribally Designated Housing Entities (TDHEs) to support the housing needs of tribes and tribal organizations.The program provides grants of $50,000 to $150,000 per applicant to help meet the housing needs of tribes and TDHEs.

FHLB Dallas FORTIFIED Fund

The FHLB Dallas FORTIFIED Fund provides grants through member institutions to assist income-qualified homeowners in funding storm-resistant roofs designed to prevent damage from hurricanes, high winds, hailstorms, severe thunderstorms and tornados rated EF2 or lower.

Special Needs Assistance Program

The Special Needs Assistance Program (SNAP) program provides funds through member institutions for the rehabilitation and/or modification of owner-occupied households with a special-needs occupant.

Community Advancement Through New Opportunities & Partnerships

The Community Advancement Through New Opportunities & Partnerships Yielding Results (CANOPY) Fund is one of our newest programs. It is designed to assist Community Development Financial Institution (CDFI) members in supporting underserved rural and low- to moderate-income communities and populations in the FHLB Dallas District.

Community and Economic Development Programs

Small Business Boost

The Small Business Boost (SBB) is an economic development program offered by FHLB Dallas to help participating members provide financing for qualified small businesses by filling the gap between what the member can finance and the loan request made by an eligible small business. SBB funds are provided as a secondary, unsecured loan in conjunction with a loan made by the participating member institution.

Economic Development Program

The Economic Development Program (EDP) offers FHLB Dallas’ members favorably priced advances (loans) to support qualified economic and commercial development projects benefiting their communities.

Community Investment Program

Our Community Investment Program (CIP) provides FHLB Dallas members with favorably priced advances (loans) to support affordable housing for homeowners and renters earning up to 115 percent of their area’s median income.

Partnership Grant Program

The Partnership Grant Program (PGP) provides grants through member institutions to assist qualified community-based organizations with their operational needs.

Community Development Special Finance Program (CDSFP)

The Community Development Special Finance Program (CDSFP) is designed to help our members increase their lending to low- to medium-income borrowers at or below 115 percent of their area’s median income.

Capacity Building and Growth Grant

The FHLB Dallas Capacity Building and Growth Grant (CBGG) is a designed to increase nondepository CDFIs’ ability to support affordable housing, small businesses and community economic development.

Stories

Tell Us Your Story

We'd love to hear from you! Tell us if you've been a recipient of funds from an FHLB Dallas program.

Send Us Your Story

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