Privacy Policy Statement
Federal Home Loan Bank of Dallas Online Privacy Policy Statement
The Federal Home Loan Bank of Dallas (“FHLB Dallas”, “we”, “us” and “our”) is committed to safeguarding the privacy of your information disclosed through your use of our public website (the “Site”). This privacy policy statement details our commitment to protect your information supplied through your use of the Site, and the manner in which we will use that information. By using the Site, you consent to the collection and use of your information by us as set forth in this policy, as subsequently modified from time to time by FHLB Dallas.
Important Terms Used Throughout this Privacy Policy Statement
Throughout this privacy policy statement we use several specialized terms. The term “you” applies to users of the public portions of our Site. “Personally Identifiable Information” is information that tells us sensitive, non-public information regarding individuals, like a person’s Social Security number, bank account number and certain financial information. “User Information” means all Personally Identifiable Information and any other forms of information supplied by you through the Site such as your e-mail address, street address, or the IP address of your computer.
Information We Collect, and How We Use and Store It
You may browse portions of the Site that do not require entry of log-in credentials without registration, and without actively entering Personally Identifiable Information. However, certain information may be provided automatically by your web browser or application when entering or utilizing the Site, including, as examples: IP addresses; other device identifiers; browser types; operating systems; access dates and times; and referring and exiting URLs. We may use this information to measure the number of visitors to sections of the Site, to determine from where our visitors linked and to where our visitors link from the Site, and to help us make the Site more useful. For example, we may organize and analyze IP addresses so that we can provide efficient service, improve your user experience, enhance security, monitor usage and produce traffic volume statistics. This type of information may be shared with third parties on an aggregated basis, such as if we choose to disclose site traffic information for marketing or other commercial purposes. We do not use this information alone or in combination with other information to develop consumer profiles.
When using our Site, you may contact us to request information about FHLB Dallas or our products and services. Members or other users of our Site may also be able to sign up for seminars, request specific information about programs or register or apply for various programs or services. In choosing these options, you may provide us with User Information that we use to send you the information, evaluate and process your request or application, or provide you with the services you request. We may share this information with third parties to facilitate the offering of such services or enhance your use of the Site. We may also use such information to send you additional marketing and informational materials about our programs, services, and products.
We will not share any Personally Identifiable Information with third parties, except as permitted by law. For example, those permitted exceptions include disclosures (i) to protect the confidentiality or security of your records; (ii) to our attorneys, accountants, auditors or other third parties providing services to FHLB Dallas; (iii) to law enforcement or other government officials or agencies; or (iv) to consumer reporting agencies. We require third parties to whom we disclose your Personally Identifiable Information to take measures to keep that information confidential. We also maintain and require various security measures designed to protect this information.
If you are a California resident, please refer to our California Consumer Privacy Notice for additional information about your rights under the California Consumer Privacy Act of 2018.
Cookies
Cookies are small text files that our Site may send to your browser for storage on the hard drive. Cookies can make use of our Site easier by saving users’ status and preferences upon visits to our site. Most browsers are initially set to accept cookies, but a user may be able to change the settings to refuse cookies or to be alerted when cookies are being sent. Although you may have the ability to modify your browser and reject certain cookies, such actions may affect your use of certain portions of the Site.
Third Party Websites
This privacy policy statement only addresses the use and disclosure of information collected by us through this Site. If you disclose information to other parties, then different rules may apply to those parties’ use or disclosure of such information regardless of their affiliation or relationship with us. Because we do not control the privacy practices of third parties, you are subject to the privacy customs and policies of those third parties. A user of this Site that links to another web site will be subject to the privacy policy of that web site. We encourage you to ask questions and review the applicable privacy policy statement before disclosing information to third parties. We have no responsibility or liability for the independent actions or policies of independent sites, and are not responsible for the content or privacy practices of such sites.
Member Specific Privacy Policy
The FHLB Dallas is committed to protecting the privacy of its Members and their customers by maintaining the confidentiality of nonpublic personal information (as that term is defined in the Gramm-Leach-Bliley Act of 1999 and the various implementing federal regulations) as detailed in each Member’s respective Advances and Security Agreement. Our practices for safeguarding the privacy of any nonpublic personal information that we receive from or on behalf of Members are summarized below. These key practices represent a variety of processes and procedures implemented by FHLB Dallas for the handling of such information and are stated here to assist Members with their required regulatory compliance.
- FHLB Dallas does not disclose nonpublic personal information about Members’ customers to third parties, other than for purposes or in a manner authorized by the Member or required for legal, accounting or regulatory purposes, or to third parties that are providing services to FHLB Dallas. FHLB Dallas requires such third-party service providers to comply with all applicable privacy laws and keep any nonpublic personal information of Members’ customers confidential.
- FHLB Dallas maintains administrative, physical and electronic safeguards to help protect the confidentiality of nonpublic personal information received from Members about their customers.
It is FHLB Dallas’s policy not to sell User Information, and we have not done so in the past 12 months.
Children’s Privacy
FHLB Dallas does not knowingly collect, use or disclose personal information from children under the age of 13. If we are made aware that we have collected personal information from a child under the age of 13 years in a manner inconsistent with the Children’s Online Privacy Protection Act, we will delete such information as soon as possible.
Notification of Revisions
We may from time to time change this privacy policy statement. All revisions to the privacy policy statement will be posted on our Site, other places we deem appropriate, and where otherwise required under applicable law. Your continued use of the Site will constitute acceptance of the then-current privacy policy statement. Please check this privacy policy statement regularly for any revisions.
Last revised: March 2023